How Umbrella’s Work

Simply put an Umbrella Company is a standard limited company which acts as a payroll bureau for contractors. There could be as few as a single contractor or as many as thousands working through the business. You’d become an employee of the Umbrella Company for the duration of your contract and we’d run your payroll for you. The set up is, in fact, pretty simple. Your agreement would be with CRUMB. and in turn, we’d have a contract with your agency for the work you are doing. When your contract is up, we’d finalise your tax affairs, issue you a P45 and send you on your way…until your next contract!

Your payment would come from your agency into CRUMB., at which point, we will run your payroll and make payment to you for your net salary and forward the relevant taxes on to HMRC for you. We would provide payslips, P45 or P60’s for each tax year as needed.

Our fees are £17.50 + VAT per week of work we are running for you. This expense is tax deductible from your income so you get to save a few pounds on our fee to you. There are no minimum term conditions with us either. You use us for as long as you believe we are doing a great job for you.

The Process

Free up your time to do your own things

One of the advantages of using an Umbrella company is in its simplicity. The process of being paid, could not be more straight forward. We take care of all the admin including liaising with your agency or your client, and ensure you are paid and your taxes are taken care of with HMRC.

…leaving you plenty of time to enjoy your well-earned time away from the office. Our team is ready to support you and take the hassle out of getting paid.

What’s Included

    • Full set up and contract management
    • Easy and quick set up
    • Low weekly or monthly fee
    • Free of charge if we look after your Ltd Company
    • Same day payments to our clients
    • Fully covered by our insurances
    • All access telephone and video support
    • Face-to-Face meetings at selected venues

As you can see, you will be looked after from start to finish. All that you need to do is contact us and we’ll do the rest. This then leaves you to get on with doing what you do best and working on your contract to keep your client happy.

Setting things up may seem daunting but it doesn’t have to be. We have many years of experience in the industry and are very well-placed to understand exactly what it is you need from us – our aim will be to deliver on everything that you expect.

Once you join us, you will have all matters dealt with quickly and efficiently. Being covered in full by our insurance policies means you can work worry-free. And we know you want to be paid as quickly as possible so we promise to pay you on the same day that we receive your cash from your agency or client. And with the banks adopting the faster payment systems, it means that you will get your cash the same day.

So give us a shout and let’s get started. The privilege will be ours.